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we’ll need around 80% of the population to be on individual plans before policies start to follow suit. And given the trends, this is still 10-15 years out.

The trouble with individual and family health insurance plans, especially California, is they are medically underwritten so consumers can be denied coverage for pre-existing conditions or even if they are using a presciption drug for acne for instance due to the Rx costs.

As corporate healthcare benefits have continued to soar, IndUShealth has created a global healthcare solution that can generate immediate hard-dollar savings, and is also easy to implement. Because the first question is typically, “how much can I save?” IndUShealth has created a Global Healthcare Option Calculator that allows corporate benefit managers to obtain estimates of potential savings. See http://www.indushealth.com/corpsavcalc.htm

Offering a Global Healthcare Option to subscribers has also been demonstrated to lower the annual cost increases faced by employers located in certain communities, especially those with fewer competitive local offerings. IndUShealth programs have also begun to result in a reduction in stop-loss insurance claims, thereby reducing premium increases associated with their annual policy renewal. It is estimated that within two to three years of launching their IndUShealth Global Healthcare Option programs, these two forms of additional savings related to access to care in their local communities rival in magnitude to the hard-dollar savings achieved by those plan participants who elect to travel overseas for care.

It is very important to know the difference in cost of each form of treatment before one pursues it. It gives a patient a comprehensive idea of what he is going for and how will he be saving. See http://www.valuemedicare.com/costcomparison.html

I liked the link which Ted gave http://www.valuemedicare.com/costcomparison.html. Has a good cost comparison

I found these links which tell a lot about medical tourism in India

http://kneereplacementindia.wordpress.com
http://hipreplacementindia.wordpress.com
http://heartbypasssurgery.wordpress.com

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